The Best Mobile Phone Plans for 2024

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Last Updated:
November 2024

Our rating system - FinSpot Star Ratings are based on editor research and expertise. Please do your own research before making any financial decisions.

FinSpot Favorite
1
9.8
FinSpot Rating
Premium Wireless for just $15/month!
  • We'll help you find your perfect wireless plan
  • 5G for FREE and no extra overhead
  • Save $600 on Google Pixel 7 Pro for a Limited Time
Build Plan
Flexible Plan Options
2
9.6
FinSpot Rating
One-line wireless for $25/month
  • Unlimited data, talk, text, and hotspot
  • Taxes and fees included
  • Verizon 5G and 4G LTE coverage
3
9.5
FinSpot Rating
Holiday Promotions Live Now until Jan 7th
  • 3GB multi-month plans for just $10/month
  • 10GB multi-month plans for just $20/month
  • 20% off 15GB or Unlimited 1 month plans
4
9.2
FinSpot Rating
Two Easy Ways to Get Started
  • Bring your own phone - starts at $15/mo
  • Buy a new phone + plan - starts at $19/mo
  • Want to see more options?
5
9.2
FinSpot Rating
When Freedom Calls, We're Here to Answer
  • Premium Nationwide 5G+ Coverage
  • Plans start at just $20/month
  • AARP Member Plans & Discounts
Build Plan
with an iPhone 15 Pro
Starter Phones
6
8.9
FinSpot Rating
Phones and Smartwatches for Kids
  • No internet. No social media. No worries.
  • Nationwide coverage
  • Customizable phones for your kid
7
8.5
FinSpot Rating
Stress less. Smile more.
  • No annual contracts or credit checks
  • 5G and 4G LTE coverage
  • Get 4 lines per month for $25 each
8
8.1
FinSpot Rating
Unbeatable Wireless Plans
  • Global Connectivity
  • Unlimited Calls
  • Fast 5G Data
9
7.6
FinSpot Rating
Get connected. Stay connected.
  • You may qualify for $0/mo internet or wireless service
  • AT&T Points Plus® Card - Earn up to $340 back
  • Low-priced plans. High-quality network.

Our Methodology: How we found the best mobile plans for you

Research. Research. More research. It’s really that simple. Our dedicated team of online experts scour the internet every day to find the best options available for our audience. We want to help save you money, and we want the process of saving to be easy for you to complete. The recommendations we provide are selected based on the following criteria; reliable service, ease of application, and trusted source. FinSpot wants you to be able to select the best option for you, and then move on with your life to focus on the things that matter, like family, friends, and a healthy life. Take a look at the following list and do your own research as well. We’re confident you’ll be satisfied with our selections.

Our Top Rated Mobile Service Providers
1
Mint Mobile
Premium Wireless for just $15/month!
  • We'll help you find your perfect wireless plan
  • 5G for FREE and no extra overhead
  • Save $600 on Google Pixel 7 Pro for a Limited Time

WHY CHOOSE MINT MOBILE? We took what’s wrong with wireless and made it right. Everything we do is to help you save money on wireless, so you can spend your cash on other stuff.

WHEREVER YOU GO, THERE WE ARE. On the T-Mobile 5G Network. With Mint, you can enjoy coverage on America’s largest and fastest 5G network. A nationwide 5G network that covers over 90% of Americans and the most interstate highway miles in America (yeah, truckers love us). Plus, the 4G LTE network connects you to 99% of Americans.

WE’VE GOT ALL YOUR FAVORITE FEATURES:

  • Unlimited talk and text: Even your Mom might ask you to stop calling so much
  • High speed data: Service will switch seamlessly between 5G & 4G LTE, whichever is stronger
  • Free calls to Canada and Mexico: Give your neighbors to the North and South a call, they’d love to hear from you
  • Free mobile hotspot: Use your data however you like, even where coffee shops don’t exist. (10GB mobile hotspot on unlimited plans)
  • Free 3-in-1 SIM Card: It may not seem like a big deal, but other carriers charge for this…just sayin
  • Wi-Fi Calling: Perfect for when you’re in an underground world with bad reception

Why we chose Mint: Switch to Mint with (or without) your phone. Attached to your phone? Bring it with you when you switch to Mint and keep your number. Ready for that new new? Get a brand-new device when you switch over to Mint (and for a sweet deal, too).

2
Visible by Verizon
One-line wireless for $25/month
  • Unlimited data, talk, text, and hotspot
  • Taxes and fees included
  • Verizon 5G and 4G LTE coverage

A simpler way to wireless. Wireless was more complicated (and more expensive) than we needed it to be. So we reimagined it as a radically simple, accessible and inclusive digital service. Meet Visible.

Putting unlimited at everyone’s fingertips. We created app-based wireless for people, like us, who do everything on their phones. It runs on our parent company Verizon’s award-winning 5G and 4G LTE networks. But our business model is much simpler – with less cost built in. That lets us put reliable unlimited coverage within reach for more people. Your only regret will be not switching sooner.

Why we chose Visible: They put members first. They’re an amazing wireless network, and an amazing network of people — members and team members. They focus on getting that right so their members and employees are their greatest champions.

3
Ultra Mobile
Holiday Promotions Live Now until Jan 7th
  • 3GB multi-month plans for just $10/month
  • 10GB multi-month plans for just $20/month
  • 20% off 15GB or Unlimited 1 month plans

Why Ultra Mobile? All mobile plans include everything you want in wireless!

  • Unlimited Talk & Text to 80+ Countries, Free Wi-Fi Calling & Free Mobile Hotspot on all plans
  • Flexible Purchase Options: buy online or in-store
  • Reliable Speed: free 5G on the T-Mobile 5G Network with all plans
  • Multilingual Quality Care Team: Supports English, Spanish and Mandarin

Ultra makes wireless accessible and affordable for all, with plans that keep you connected and coverage you can trust on the T-Mobile 5G Network. Whether you need unlimited talk, text and data or a minimal data plan, Ultra Mobile has the right plan for you.

Why we chose Ultra: At FinSpot, we believe the customer comes first, and so does Ultra Mobile. They're committed to providing the best service in wireless with the most affordable and flexible plans to fit your needs. Save even more when you buy 3, 6 or 12 months.

4
Kroger Wireless
Two easy ways to get started
  • Bring your own phone - starts at $15/mo
  • Buy a new phone + plan - starts at $19/mo
  • Want to see more options?

With Kroger Wireless, you save money on your cell phone bill and even your gas! You can keep the same phone, same number and get 4X Fuel Points on all plan purchases.

Step 1: Choose your phone! Choose from our wide variety of phones (or bring your own compatible phone).

Step 2: Choose your plan. Choose the annual/monthly plan that fits your specific needs. Save 20% with our annual plans.

Step 3: Activate. Insert the KW SIM card into your phone and follow the text with instructions on how to activate.

Why we chose Kroger: Never worry about renewing your plan on each monthly plan renewal! They do the hard work for you! To opt out of Auto-Pay, simply sign in to My Account and disable auto-pay.

They also have the latest phones from all the top brands! Get started with Kroger Wireless by purchasing a phone today, then sign up for one of their prepaid plans.

5
Consumer Cellular
When Freedom Calls, We're Here to Answer
  • Premium Nationwide 5G+ Coverage
  • Plans start at just $20/month
  • AARP Member Plans & Discounts

Simple, affordable cellular service that’s perfect for your lifestyle and your budget. Our straightforward, no-contract plans are designed to save you money—in fact, an average customer pays under $28/month for all the talk, texting, and data they need. Plus, with Consumer Cellular, activation is FREE.

Get exactly what you need every month, with no hidden fees or fine print. Choose what’s just right for you! With Consumer Cellular you can change your plan to fit your needs as often as you like, without any fees or penalties. And there are absolutely no contracts—we prefer to earn your business every day!

Privately owned, 100% U.S. based, and still going strong after more than 25 years. Consumer Cellular’s growth from small startup to top-rated national wireless provider has been achieved by staying sharply focused on our core values: making the benefits of cellular technology accessible and affordable to everyone—and backing it up with great service.

Why we chose Consumer Cellular: Wherever you go, they’ve got you covered. They use the networks of the largest cellular providers in the United States, with access to 99% of the U.S. population. This gives you direct access to the widest, most established cellular networks available. Wherever you are, and whomever you need to reach, Consumer Cellular has you covered.

6
Gabb
Phones and Smartwatches for Kids
  • No internet. No social media. No worries
  • Nationwide coverage
  • Customizable phones for your kid

There is a growing problem among children with unlimited access to the internet and other online platforms. Kids are being exposed to harmful content and unhealthy interactions. These dangers come in all shapes and sizes.

Screen Time: Excessive screen time can cause setbacks in children’s health and their social and emotional development. This can hinder their ability to engage in the typical everyday activities that enable them to learn about the world and themselves.

Social Media: Social media is the most common place where kids are exposed to mature content, bad language, extreme ideas, and damaging interactions. Kids can even fall victim to perpetrators, cyberbullies, and sex crimes.

Cyberbullying: Cyberbullying is the use of technology to harass, threaten, or embarrass a person. This abuse includes sending compromising message, hacking, rumors, posting embarrassing photos, and this list goes on and on.

Why we chose Gabb: Gabb is equipping families with products that keep kids safe while still connecting them to friends and family. This results in freeing up time to experience the world in a positive way. Because Gabb Phones have an innovative spam filter for texting, no internet browser, no social media apps, no app store, and no games kids are protected from falling prey to sexual predators, stumbling on explicit content, being victims of cyberbullying, or becoming screen addicted.

7
Cricket Wireless
Stress less. Smile more.
  • No annual contracts or credit checks
  • 5G and 4G LTE coverage
  • Get 4 lines per month for $25 each

Switching to Cricket is as easy as 1-2-3! Save $25 per line when you switch to Cricket online.

Here’s how Cricket works…

  • Pick a new phone – or bring your own! You can transfer your contacts and data from your current phone or keep your current phone and sign up for Cricket 5G service. Want to keep your number? Cricket makes it easy for you to transfer your current number.
  • Pick the best plan for you! Customize your features, such as Mobile Hotspot, Device Protection and Cricket International Calling. All plans include; fast, nationwide 5G, high-speed data access, unlimited talk, text, & picture messages in the U.S, and MORE!
  • Activate your service. Your purchase comes with free 2-business day shipping, so you can be up and running quickly.

Why we chose Cricket: Cricket offers affordable plans, great customer service and a ton of extras. All on their fast, reliable 5G network! No surprises, no hidden fees - just great deals.

Last, and certainly not least, Cricket cares about supporting young people and their families. Their programs focus on fostering kindness, healthy mobile habits, and providing mobile resources. They engage in their communities to create a kinder, healthier world.

8
Lyca Mobile
Unbeatable Wireless Plans
  • Global Connectivity
  • Unlimited Calls
  • Fast 5G Data

Why Lyca?

  • 5G Network: Superfast 5G at low cost. Top-tier service with superfast 5G network at significantly lower costs compared to major wireless providers
  • No strings attached: Get unbeatable value with 100% flexibility. No contracts, no credit checks or hidden fees.
  • Bring your own devices: BYOD and your current phone number to Lyca Mobile completely hassle free.
  • Flexible plans for everyone: Choose the monthly data amount that's right for you, all loaded with international benefits.

The world's largest international mobile virtual network operator with over 16 million customers and a new customer joining every two seconds.

Lyca Mobile’s mission is to connect friends and family around the world. We aim to do this by offering low-cost, high-quality data and voice services across 23 countries. We are now expanding to offer a broad range of financial and travel services, including Lycamoney and Lycafly that help people stay in touch across borders.

9
AT&T
Get connected. Stay connected.
  • You may qualify for $0/mo internet or wireless service
  • AT&T Points Plus® Card - Earn up to $340 back
  • Low-priced plans. High-quality network.

Building on a Legacy of Connection

From powering the world’s first phone call in 1876, to helping NASA call a man on the moon 240,000 miles away, and creating the life-saving 911 emergency system we all depend on—connecting people for good is what we do best.

And with each new connection we make, we open the door to a world of possibility.

Get more from your network: First responders work around the clock and so does our network—keeping them connected when every second counts.

Access for all: Whether it’s access to education, job prospects, or vital healthcare, every family everywhere deserves access to affordable internet.

Built for today’s business: Businesses of every size rely on our AT&T Fiber® to set the new standard for remote and hybrid work at a scale never before seen.

Why we chose AT&T: Every person deserves the chance to turn their dreams into reality. That's why their mission is to bring connectivity to everyone, no matter where they live or where they come from. Learn how AT&T is providing affordable & accessible internet by visiting their website!

Discount Mobile Plan Provider FAQs

Discount mobile phone providers are carriers that offer lower-cost alternatives to major carriers. They typically operate on the networks of larger carriers but provide more budget-friendly plans. See some FAQs about these carriers below!

Which are the major discount mobile phone providers in the US?

  • Some major discount providers include Mint Mobile, T-Mobile's Metro by T-Mobile, Cricket Wireless, Boost Mobile, and Visible.

Do discount providers offer the same coverage as major carriers?

  • In most cases, yes. Many discount providers lease network access from major carriers, so coverage is similar. However, it's essential to check the coverage map for your specific area.

What types of plans do discount providers offer?

  • Discount providers offer a variety of plans, including prepaid, no-contract plans, and unlimited data plans. Some may also have family plans.

Can I bring my own phone to a discount mobile phone provider?

  • Yes, many discount providers allow you to bring your own unlocked phone (some even encourage or incentivize it). They may also offer discounted or free phones for new customers.

Are there any hidden fees with discount mobile phone providers?

  • While most discount providers are transparent about their fees, it's crucial to read the terms and conditions. Common fees include activation fees and taxes.

Is international roaming included in discount provider plans?

  • It varies by provider. Some offer international roaming, while others may charge extra for it. Check the provider's website for specific details.

Do discount providers offer 5G coverage?

  • Yes, many discount providers now offer 5G coverage. However, the availability of 5G may vary depending on your location.

Can I keep my phone number when switching to a discount provider?

  • Yes, most discount providers allow you to port your existing phone number. This process is usually straightforward.

Do discount providers perform credit checks?

  • Some do, but many providers focus on prepaid and no-contract plans, making credit checks less common. Check with the specific provider for their policies.

What is the data speed like on discount provider networks?

  • Data speeds can vary, but most discount providers offer 4G LTE speeds. Some may deprioritize your data during peak times if you exceed certain usage limits.

Can I use my phone as a mobile hotspot?

  • Yes, many discount providers allow you to use your phone as a mobile hotspot. However, the amount of data available for hotspot usage may vary by plan.

Are there any data overage charges with discount providers?

  • It depends on the plan. Some providers may throttle your data speed after reaching your monthly limit, while others may charge for additional data.

Do discount providers offer Wi-Fi calling?

  • Yes, many discount providers offer Wi-Fi calling, allowing you to make calls and send texts over a Wi-Fi network when cellular coverage is weak.

Can I switch between plans?

  • Yes, most discount providers allow you to switch between plans as needed, often without penalties.

Is customer service as good as with major carriers?

  • Customer service experiences can vary, but many discount providers aim to offer competitive (and often superior) customer support. Check reviews and testimonials for specific feedback. This is usually one of their competitive advantages.

Are there any discounts for bundling services with a discount mobile provider?

  • Some providers offer discounts for bundling multiple lines or services. Check with the provider for any available promotions.

Can I cancel my plan at any time with a discount provider?

  • Many discount providers offer no-contract plans, allowing you to cancel at any time without penalties. Check the terms of your specific plan.

Do discount providers offer insurance for phones?

  • Some do, but it's not as common as with major carriers. Consider third-party insurance options if it's essential for you.

What should I consider when choosing a discount mobile phone provider?

  • Consider factors such as coverage in your area, plan pricing, data limits, customer service reviews, and any additional features or perks offered by the provider.
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