What does renters insurance actually cover? 

It protects your personal property and helps cover personal liability costs. Lemonade Renters has your back when bad luck strikes.

• If someone swipes your bike: Crime and vandalism coverage pays for your stuff if it’s damaged or stolen.
• If a water leak ruins your stuff: Water damage coverage protects you if your electronics get drenched, or your pipes cause a mess.
• If your stuff goes up in flames: Fire and smoke protection has you covered if things get a little heated.
• If someone sues you for damages: Liability coverage protects against lawsuits due to accidents in your home. We’ll hire a lawyer to defend you, and cover the costs.
• If someone gets hurt in your home: We'll help pay medical expenses if someone has an accident or is injured while at your home.

Renters insurance can be confusing, so we worked hard to make it simple. If you still have questions, you can check out renters insurance explained.

Why we chose Lemonade: Protect your things, plus support what matters to you. Lemonade is a public benefit corporation. They take a flat fee up front before paying claims. Then, they donate what’s left to meaningful causes their customers choose. Oh ya, they’re also the most loved renters insurance in America. Lemonade has earned 4.9 stars in the App Store, and is also top-rated by Supermoney, Clearsurance, and others.

Find a Lawyer in Your Area

Working with a tenant lawyer can help stop eviction. While laws vary from state to state, every state has laws which protect renters from unlawful eviction. For example, if the eviction notice you received does not give you the legally required amount of time to respond, your landlord can’t evict you. A lawyer can help you understand and exercise all of your renter rights.

Did you know many common lease terms, including the amount of rent, can be negotiated? 

For example, you can agree to maintain part of the property in exchange for a reduction in rent. If a landlord refuses to rent to you based on sex, religion, race, etc., they can be fined up to $19,787 under the Fair Housing Act, and the act requires them to provide certain accommodations to access and use the property if you’re disabled.

State and local laws often limit the security deposit a landlord can charge, and other key terms of a lease.

A lawyer familiar with the laws in your state can help find unlawful terms in your lease. Understanding what your landlord can and cannot do under the law is key to exercising your rights and protecting yourself.

Seek legal advice to manage common renter challenges. Get your free quote today.

PROPERTY MANAGEMENT MARKETING

Post to dozens of popular renter sites at once! Build a listing in less than 10 minutes, then push it across the web to collect high-intent leads. Our landlords average 28 leads per listing.

• REPLACES: Print Ads | Manual Posting | Unorganized Leads

Carefully vet renters now to prevent evictions later. Ask the right questions and gain insight into a potential tenant’s financial, criminal, and eviction history — $0 for landlords.

• REPLACES: Google Forms | Paper Apps | Manual Screenings

The easiest, fastest way to create your next lease. Our tool simplifies building and adjusting your lease on your own, ensuring compliance with your state’s laws.

• REPLACES: Lawyer/Agent Fees | Repurposed Leases

We’re a rental business in a box

Rental income isn’t passive and it is full of risks. The landlords we serve are not real estate titans with hundreds of units. They are teachers, nurses, and service members that believe investing in real estate is a path for them to build a better life for themselves and a legacy for their family.  

At TurboTenant, our mission is to provide the software and processes to make managing their rentals efficient and professional so they can spend less time managing their properties while hitting their financial goals.

A landlord’s insurance usually doesn’t cover a tenant’s belongings. Our renters policies step in to provide the valuable coverage that renters need, and for as little as $4 a week, it’s ideal.

You’ve invested money into your belongings – your clothes, jewelry, furniture and electronic items – they all add up. If you’re renting an apartment or house, you’ll need insurance to replace those items in case of theft or damage through unexpected events like fire or severe storms.

• Personal property coverage: Assists you with replacing your damaged or stolen possessions at home or while away, including furniture, clothing, credit cards and electronics.
• Personal liability coverage: If someone is injured or has a personal item damaged while on your property, you may be liable to cover the associated costs, including medical payments. Liability coverage provides legal assistance against claims and will cover the cost of settling.
• Loss of use coverage: If you’re unable to use your home due to damages, you may find your living expenses have increased. Hotel room, storage rental, even higher food bills all fall under this coverage.

Why we chose Amica: "Built on trust." Protecting the most important parts of their customers’ lives is a responsibility they take seriously. You can trust that they'll listen carefully to you, and provide sound advice and recommendations based on your unique needs.

RentalCover.com provides complete protection against theft and costly damage to your rental vehicle, at a significant savings† to the rates charged by rental car companies.

Get the peace of mind that comes from knowing that a small scrape won’t turn into thousands of dollars of repair costs and fees. We provide even more complete protection than the loss or collision damage waiver offered by leading rental car companies, at a fraction of the price.

Even if you have supplementary protection from your credit card your coverage won't be as extensive as RentalCover.com:

• Flat tires, cracked windshields, damaged headlights, lost keys, and towing.
• Sky-high charges added to your repair bill, including fees for loss of use, processing, relocation and towing.
• Complete coverage for all authorized drivers (such as your spouse) if they are listed on the rental agreement.
• Rentals for more than 30 days.

Why we chose Rental Cover: RentalCover.com will cover you for other rented vehicles that your personal car insurance or credit card may exclude, such as full size sport utility vehicles, pickup trucks, recreational vehicles, motorhomes, camper vans, car shares, and courtesy cars.